Loan Articles
Bankruptcies on the rise
Bankruptcies are on the increase in the UK. Official figures revealed that a record number of people filed for bankruptcy in the last twelve months, and there is little doubt .....Read moreHSBC scrap all mortgage fees until October
HSBC, one of the biggest highest street banks in the UK, is axing all fees on mortgages until the end of September. This late summer promotion will apply to all .....Read moreHalifax house index up by 0.7%
The Halifax has reported that the housing market is still slowing down, in spite of a surprising jump of £1,500 in the cost of an average home in July. Halifax’s .....Read moreBalance transfer fees – the latest sting
It sounds great, doesn’t it? Transfer your outstanding credit card balance to another card and get charged 0% interest for three, six, nine, 12 months – sometimes longer. Must be .....Read moreBarclaycard football card
Credit card providers are always on the look-out for new ways to attract customers. Barclaycard has just launches a new card that offers a life long 0% interest deal on .....Read moreBarclays enters pre-pay card market
The pre-pay travel market is becoming increasingly competitive, and Barclays has just entered into the game by launching its ‘Travel Money’. The card is used by customers to put between .....Read moreNorthern Rock: house prices to slow down
Northern Rock, Britain’s fifth largest mortgage lender, has said that house prices could slow down dramatically in the next six months. The annual increase to June was just over 10%, .....Read moreUK is worth £6.525 trillion
The Office for National Statistics (ONS) has calculated that the UK is worth a total of £6.525 trillion. It has based its workings on the value of all the country’s .....Read moreHolidaymakers pay £37 for overseas card use
If you are going on holiday abroad this year, then you a re likely to pay around £37 for using your credit and debit cards. That’s the average amount in .....Read moreExit fees under fire
If they don’t get you one way, they’ll try and get you another. Recently, mortgage arrangement fees came under scrutiny and have been shown to have rocketed in the last .....Read moreCredit card missed payments cost £50m
Finances are really beginning to bite people hard. In the past six months credit customers have had to fork out nearly £50m to card providers for fines for missing payments, .....Read moreWhat about a foreign currency mortgage?
Five interest rate rises in a year have stretched borrowers to the limit and everyone is looking for a solution. What about a foreign currency mortgage? These mortgages are aimed .....Read moreBuy-to-let market still healthy
The last twelve months have seen buy-to-let investors make a healthy average return of 13% thanks to rising house prices that have been able to boost otherwise falling rental returns. .....Read moreConstruction confidence remains high
According to the latest construction market survey by the Royal Institution of Chartered Surveyors (RICS) confidence in construction workloads is on the up despite a slowdown in workloads in the .....Read moreFixed rates are over priced
Some leading banks have come in for criticism after they have sharply increased their fixed rate mortgages following the recent base rate rise. Last week base rates went up by .....Read moreZero percent credit cards for purchases
If you are in a position where you want to make a large purchase on a credit card then you will need to look for one that offers zero percent .....Read moreBarclaycard’s OnePulse card
Barclaycard is planning to launch a combined Oyster card and credit card in London in September. The Barclaycard OnePulse card will enable people to buy things for less than £10 .....Read moreAvoid overseas credit card charges
Despite environmental factors, supposedly warmer British summers and the rising cost of mortgages, many of us will still travel abroad for our holidays this summer. If you do, then be .....Read moreWe love our plastic cards
The love affair that UK consumers have with plastic has been confirmed by a new report that shows credit and debit card spending has trebled over the last ten years. .....Read moreProperty market may have peaked
New figures indicate that the property market may have peaked as house prices showed a dramatic slowdown in June. Data from property information group Hometrack showed that an average home .....Read more
Get Your Quote